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Important Information

FSCS and Other Compensation Schemes

Kleinwort Benson places all client deposits with a spread of approved counterparties including other parts of the Societe Generale Group (the “Group”). As such their financial standing is linked to that of the Group. Depositors should form their own view of the financial standing of the Group based upon publicly available information.

Kleinwort Benson Bank Limited is covered by the Financial Services Compensation Scheme (“FSCS”). You may be entitled to compensation from the FSCS if we cannot meet our obligations. This depends on the type of business and the circumstances of the claim. For banking business, eligible depositors are entitled to claim up to £85,000. For investment business, compensation may be available to eligible investors in respect of protected claims up to a maximum of £50,000 per claimant.

For further information about the compensation provided by the FSCS (including the amounts covered and eligibility to claim) please ask your private banker or refer to the FSCS website www.fscs.org.uk or call the FSCS on 020 7741 4100 or 0800 678 1100. Please note only compensation related queries should be directed to the FSCS.

Kleinwort Benson (Channel Islands) Limited is a participant in the Guernsey Banking Deposit Compensation Scheme. The Scheme offers protection for “qualifying deposits” up to £50,000, subject to certain limitations. The maximum total amount of compensation is capped as £100,000,000 in any five year period.

Full details are available on the Scheme’s website www.dcs.gg or on request.

Please note Guernsey you will not be eligible for: (a) the protections provided under the UK's Financial Services and Markets Act 2000 other than protections relating specifically to UK regulated mortgage business; or (b) referring complaints to the UK’s Financial Ombudsman Service. However Kleinwort Benson (Channel Islands) Limited’s UK regulated mortgage business is covered under the UK's Financial Services Compensation Scheme ("FSCS"). You may be entitled to compensation from the FSCS if Kleinwort Benson (Channel Islands) Limited cannot meet its obligations in relation to UK regulated mortgage business. This depends on the circumstances of the claim. For further information about the FSCS (including the amounts covered and eligibility to claim) please contact your Private Banker or refer to the FSCS website: www.fscs.org.