About Us

Mouhammed (Mo) Choukeir was appointed Chief Executive Officer of SG Kleinwort Hambros Bank Limited in June 2020.  Prior to this Mo was Deputy CEO and Chief Investment Officer.  Mo is also a member of the Société Générale Private Banking Executive Committee and the SG Kleinwort Hambros Bank Limited Board. As CEO, Mo is responsible for overseeing the execution of Kleinwort Hambros’ strategy to grow and transform the business across target markets. He and his talented and diverse team are working to ensure Kleinwort Hambros remains a leading responsible bank for client service and expertise.
 
Mo joined Kleinwort Benson in 2011 and moved to SG Kleinwort Hambros Bank Limited as part of an acquisition in 2017.  Prior to this, Mo was Head of Multi-Asset Class Investing at Morgan Stanley for Europe, Middle East and Asia. Mo spent his early career in the fixed income division of Citigroup’s Investment Bank in New York, London and Madrid.
 
Mo has a Master’s Degree in Finance with distinction from London Business School, and a Bachelor’s Degree with first class honours from the University of London, King’s College. 
 
Mo has been a board member and trustee on several charities with particular focus on education (e.g. schools and universities). Mo enjoys sports, including long-distance triathlons and Ironman challenges.

Derek is Head of KH Private Banking and Commercial Director. He is responsible for defining the commercial proposition and strategic direction of the Private Banking business across the UK, Channel Islands and Gibraltar. Derek holds a degree in Law from the University of London.

Having been in financial services for over 22 years, Derek has a track record of leadership and extensive experience of client advisory activities, most notably as Head of Culture and Conduct UK and Head of Institutional Equities Distribution UK & Northern Europe at Societe Generale.

Throughout his career, Derek has developed a proven expertise within the real estate sector, advising investors and European real estate companies in sectoral investing and capital markets solutions.
  
Derek is an active squash player and a struggling real tennis player.  He also enjoys learning about 18th and 19th century landscape architecture and buildings.

In 2021, Christophe Huchet was appointed Chief Risk Officer of Kleinwort Hambros.

Prior to this he was CEO of SG Kleinwort Hambros (Channel Islands) Ltd, a member of the Board of SG Kleinwort Hambros CI Bank ltd and SG Kleinwort Hambros Trust Ltd. In this role, Christophe focused on the integration and development of the firms’ offshore business in the Channel Islands both on the Bank and the trust side.

Christophe has previously held roles as CEO of SG Group Head of Tax for South Europe and COO of SG Milan branch since July 2016.

Having received a Master’s Degree in Tax Law (DJCE) from Rennes University in July 1996, Christophe began his career with PwC in Gabon for 2 years before moving to Paris to work for Exane SA as Head of tax and legal. In 2003 Christophe Joined SG Group when he has held various positions within the Tax Department first in Paris dedicated to the investment bank division, then in Hong Kong in 2007 when he set-up the tax functions for the non-investment Bank before moving to Milan in 2011 as SG Group head of tax for Italy and then Italy and Switzerland.

Christophe is married with 3 children and resides in Jersey. His personal interests include alpine skiing, tennis and wake boarding.

Tara is Group Chief Operating Officer for the KH Group with management responsibility for various support functions including: Legal, Tax, Company Secretariat, Operations, IT, Premises, Business Continuity and Outsourcing. She is also a Board Director for all three of SG Kleinwort Hambros Bank Boards (namely UK, CI and Gibraltar).

In 2022 Tara was awarded the COO Leadership Award at the Wealthbriefing European Awards for her leadership during Covid and her contribution to our transformation more generally.

Prior to her current role Tara was Head of the COO Office for the UK branch of Societe Generale, supporting the EMEA COO on all matters affecting the UK Branch. Tara was also a Non-Executive Director on the board of Societe Generale International Ltd, the agency broker and prime services subsidiary of Societe Generale’s market activities which offers execution, clearing, financing and prime brokerage services.

Tara was called to the bar in 1998 (Gray’s Inn) and practiced as a Solicitor from December 2002 until her move into the COO area in 2013.

Tara is a Trustee of Family Fund, one of the UK’s largest charities providing over £36m in grants for families raising disabled or seriously ill children. She is a keen mountain climber having climbed Aconcagua, Mont Blanc and Kilimanjaro and enjoys running and cycling regularly.

Emma Perez is the Chief Executive Officer of SGPB Hambros in Gibraltar and has a comprehensive knowledge of the banking industry. Emma joined the group in 2001, heading up the finance department in Gibraltar. She was made a director of the Gibraltar entity in 2002 and later become deputy MD responsible for all support functions.

She has held her current role since 2006 and was therefore in situ during the acquisition of ABN Gibraltar in 2008, where she was instrumental in ensuring the full integration of the two businesses.

Emma has previously held the post of president of the Gibraltar Bankers Association and is currently a non-executive member of the Gibraltar Financial Services Commission. A fellow of the Chartered Association of Certified Accountants, Emma trained with KPMG before moving to Credit Suisse to pursue her banking career.

She is married and has two daughters who take up all her spare time. Emma was included in the Citywealth IFC Power Women top 200 list for 2015.

Philippe joined SG Kleinwort Hambros as Group Chief Financial Officer in November 2020.

He has over 20 years of extensive experience in various Finance management roles, gained within the financial services industry and in an international environment. Prior to joining SGKH, was Chief Financial Officer for Societe Generale Ltd based in London. He was previously Head of Finance at Newedge Group Paris.

Philippe manages finance teams based in the United Kingdom, Jersey, Guernsey, Gibraltar and the services of outsourced finance hubs located in Bucharest and Bangalore. Philippe has full responsibility for the Treasury and ALM function for Kleinwort Hambros. He is also responsible for maintaining accurate Prudential Regulatory monitoring reporting, as well as the production and integrity of the firm’s financial information in respect of its regulated activities.

Philippe is married with 3 children; his personal interests include variety of sports, enjoying running, Tennis and Alpine skiing.

As Head of the Client Solutions Group, Delyth is responsible for the definition and execution of client service and product deliveries. The Client Solutions Group includes the Investment Management, Credit and Banking, Wealth Planning, Marketing and Communications teams.

Prior to her current role, Delyth was the Client Solutions Group Chief Operating Officer and Head of Product Strategy.

Following the merger of Kleinwort Benson with SG Hambros, Delyth has led on a number of integration activities as Chief of Staff for the Wealth Management Services division. She previously held roles including Head of Investment Solutions, Head of Funds Research and Structured Credit Analyst.

At the start of her career, Delyth spent 9 years in Investment Advisory and Credit Analysis.

Delyth holds a Masters in Property Law and Valuation from Cass Business School and a BA from Durham University. She is a member of the Chartered Institute of Securities and Investment (MSCI), Royal Institute of Chartered Surveyors (MRCS) and Institute of Directors.

Delyth is a Trustee and Chair of the 500-year-old Cloudesley Charity, which supports vulnerable people in the London Borough of Islington. She enjoys hiking, singing and performing, as well as supporting her two daughters’ theatrical ambitions.

As Group Chief Human Resources Officer, Jason is responsible for delivering strategic business initiatives whilst providing overall oversight and consistent delivery of the HR function. He will ensure the consistency of the HR function delivery and initiatives, in alignment with overall business strategy and regulatory requirements in all jurisdictions.

He will also focus on attracting strong and diverse new talent, building career opportunities, people development and employees’ wellbeing so that we continue to be recognised as a leading responsible bank and employer.  Jason manages diverse HR teams in London and the Channel Islands.

Prior to his current role, Jason was the Head of HR for Europe Financial Advisory at Lazard and also has extensive global firm experience as an HR Leader at Merrill Lynch Investment Managers, Deutsche Bank with experience working across Finance, Operations, Trading, FX and Investment Banking across Europe, Asia, and North America.

Jason holds a BA (Hons) in Business Administration from the University of Brighton, and recently qualified as a Chartered Fellow of the CIPD (FCIPD).

Jason is married with 2 children, and is a keen cyclist, having cycled Mont Ventoux, Alpe D’Huez, and the Maratona dles Dolomites course.  He also enjoys skiing, running and photography. 

As Group Chief Compliance Officer, Heidi supervises the Compliance and Financial Crime activities of Kleinwort Hambros in all locations.

Heidi has an extensive career in Compliance, having started at Lehman Brothers, then at Credit Suisse, Citigroup and Goldman Sachs (both in the UK and in Switzerland) and more recently as Head of Compliance for Lombard Odier UK and Head of Compliance for Products at HSBC Private Bank. Most recently, Heidi was employed as the Head of Compliance for Vestrata, a UK Fintech Startup developing a proposition for Wealth Managers and Private Banks.

David originally joined Kleinwort Hambros in 1987, working within various departments and gaining valuable Private Banking experience. He then moved to The Royal Bank of Canada where he spent a decade in senior roles, mainly within Treasury, including a secondment to Dubai.

He returned to Kleinwort Hambros in 2004 as Deputy Group Treasurer and subsequently moved into Risk in 2009. He was appointed Chief Risk Officer in June 2018.

In 2021, David was appointed CEO and Group Head of Trust & Fiduciary for SG Kleinwort Hambros Trust Company Limited.

David is a Chartered Fellow of the CISI. He is married with 3 teenagers and lives in Guernsey. Outside of work, David is a qualified hockey coach and is currently the lead coach for the Guernsey U18 girls' island squad.

Thomas Joined SGPB Hambros in November 2014 as a Senior Private Banker before leading one of the Jersey teams. He then became Head of Private Banking in Jersey before taking over as Head of Channel Islands Private Banking. Thomas also joined the Channel Islands bank board in 2021.  

With over 25 years’ experience Thomas leads the commercial strategy for the Channel Islands Private Bank as well as having regulatory responsibility for the business. His teams provide HNW and UHNW individuals, families and their structures with Banking, Lending, Investment and Wealth Planning services. The team pride themselves on a service-oriented offering providing flexibility and innovative solutions to meet their clients ever growing needs.  The CI team have won various awards for outstanding achievements in the private banking world and Thomas personally has been recognised by Spears as one of the top wealth managers in Jersey.

Thomas is also part of the Kleinwort Hambros Group Commercial Executive Committee which drives the banks overall strategy and how we work with the wider Société General group.

Thomas has worked for a number of well know financial institutions covering the HNW and UHNW markets and various geographical regions with particular focus on East Africa, Channels Islands and the UK res non dom market.

A keen sportsman in his youth he now plays golf, coaches’ football to juniors at a local football club and is a director of the Jersey 2 Africa football foundation. This foundation is dedicated to improving young lives in Africa both on and off the field using football as a way of enhancing the lives young men and women, boys and girls in the Mukuru slum in Nairobi.

As Head of Wealth Planning, Andrew is responsible for the delivery of wealth planning advice and products. Andrew joined SG Hambros Bank in 2013 from Barclays Wealth becoming head of the department in 2019.

Andrew has been advising business owners and families for over 15 years helping to define what is important to them and developing strategies to achieve their stated objectives. Typically, Andrew’s advice will revolve around maximising the efficient use of personal and business assets and the orderly transition of wealth to the future generations and or for philanthropic purposes. 

Andrew holds a degree in finance and is a Chartered Financial Planner. Andrew is also a member of the PFS and STEP.

Since 2012, Fahad Kamal has led the firm on developing and articulating its macroeconomic views and translating these views into actionable investment strategy. In 2020, he was appointed as Chief Investment Officer at Kleinwort Hambros. He chairs the Kleinwort Hambros Investment Committee and sits on the Societe Generale Private Bank Global Investment Committee. Previously, he has worked for the US Agency for International Development and the RiskMetrics Group (Institutional Shareholder Services).

Fahad holds an Economics degree from the George Washington University and an MBA from the Cass Business School. He is also a member of the Chartered Institute for Securities & Investment.

Paul is the Head of Banking & Credit, in which he has responsibility for our deposit and loan products, as well as our digital banking services through ‘KH Online’ and ‘KH Cards’.

Paul joined the Risk Management department of SG Hambros from Lehman Brothers in 2008. He transferred to the Treasury desk in 2011 as a dealer, where he had responsibility for the day-to-day management of the Bank’s balance sheets and liquidity. He was promoted to the Head of Treasury for Kleinwort Hambros in 2017, overseeing the merger of SG Hambros and Kleinwort Benson and establishing a new balance sheet strategy for Kleinwort Hambros. He was promoted to his current position in 2019 to carry forward this strategy in our client solutions.

Paul holds a Bachelor’s degree in Finance from Queen’s University Belfast and has been a CFA Charterholder since 2012.

Simon joined Kleinwort Hambros in September 1984 and is Head of Private clients of the Fiduciary business with a focus on the commercial performance of the Trust company and is based in the Jersey office.  

He qualified as an Associate of the Chartered Institute of Bankers (ACIB), now Institute of Financial Services, in May 1992 and he also is a member of the Society of Trust and Estate Practitioners (TEP) joining in 1995. He was moderator in relation to the Certificate in Offshore Administration qualification, on the Introduction to Trusts & Companies and Company & Trust Administration subjects, during the period 1998 to 2006. Simon also has responsibility for key client relationships and a focus on servicing our client base in Asia.

Andy is Director, Head of UK Domestic Private Banking for Kleinwort Hambros responsible for the bank’s domestic clients across the whole of the UK. Prior to taking up this position Andy was responsible for Kleinwort Hambros’ Key Clients Segment where he also looked after a portfolio of his own clients, resident in both the UK and Overseas.

He started his career with Coutts & Co in August 1984 where he spent 17 years advising private and corporate clients on all aspects of banking, credit, investments and financial planning before moving to Credit Suisse Private Banking to help set up their new wealth management offering. He joined Kleinwort Hambros in January 2005.

Rachel Iles is the Head of UK Trusts for Kleinwort Hambros. Rachel works with clients to help them set up UK trust structures and offers the services of a corporate trustee to our clients. The UK Trust Company also provides the services of administrator and or company secretary providing the clients with flexibility as to how they wish to manage their complex structures. The types of structures we manage are various forms of Private Trusts, Executorships and Charitable structures.

Rachel has worked in the trust industry for 37 years, having started her career with Coutts and Co. She has been with KH for 23 years. She is a Deputy CEO of the KH Fiduciary business and is a Director of both SG Kleinwort Hambros Trust Company (UK) Limited and SG Hambros Trust Company Limited, which are wholly owned subsidiaries of SG Kleinwort Hambros Bank Limited.

Rachel is an Associate of the Chartered Institute of Bankers and a member of the Society of Trust and Estate Practitioners.

Phil joined the Kleinwort Hambros Group in 1990. He has held senior management roles in a number of areas, including Treasury, Investment Management, Risk, Fiduciary and Commercial, both in Jersey and in London.  Phil was appointed CEO of SG Kleinwort Hambros (Channel Islands) Ltd in December 2021.  Phil is a member of the Boards of SG Kleinwort Hambros Bank (CI) Ltd and SG Kleinwort Hambros Trust Co (CI) Ltd.  Phil is also a member of the Executive Committee of Kleinwort Hambros.

Phil holds a first class BsC in Financial Services from the University of Manchester, and is a Chartered Fellow of the CISI.  Outside of work, Phil enjoys watching and playing many other sports.  Phil is married with two children and is a keen reader, amateur meteorologist and an occasional writer of fiction.

Tony started his career in 1991 with Barclaytrust International Limited and, after a spell working in Geneva, ultimately managed the European Trust Teams of Barclays Private Bank based in Jersey.

Tony joined the Private Client Trust team of SG Hambros Trust Company in 2006. He also sat on the committee of the Jersey Trust Companies Association as well as the Trust committee of the Jersey Bankers’ Association.

Tony moved to Singapore in 2010 as Head of Fiduciary Services for SG Trust (Asia) Ltd before taking over as CEO in 2014. SG Trust (Asia) Ltd then became a wholly owned subsidiary of SG Kleinwort Hambros Trust Company (CI) Limited in 2016.

During his 26-year career in the trust industry, Tony has gained extensive experience in wealth structuring, succession planning, life insurance, family governance, UK tax, legal and regulatory issues.

Tony is a full member of the Society of Trust and Estate Practitioners and an alumnus of the Leadership Trust in the UK. Outside of work, Tony is an avid sportsman having played hockey at senior and cricket at junior county level in his younger days.

Claudia Rolf Urnieta is the Commercial Director in Gibraltar, Deputy CEO and Director of the Gibraltar Bank.  She came to the jurisdiction in 1994 joining ABN AMRO Bank as a German Private Banker, after previously having worked at Commerzbank in Barcelona, Spain.  She became Head of Private Banking in 2002, and after the acquisition of AAB by SG Hambros in 2008 joined the Management Team.  She became Head of the Commercial Department and Deputy CEO a few years later.

Claudia joins her team in the implementation of the growth strategy which has specialised in the servicing of UHNWI, Family Offices, EAM as well as the jurisdictional based hubs for insurance companies by offering full banking, investment management and lending services.  Due to the proximity of the Iberian peninsular the business opportunities expand into Spain and Portugal, with frequent introductions to the wider SG group, depending on client needs and requirements.

Gene Salerno is Chief Transformation Officer of SG Kleinwort Hambros Bank. Appointed in 2020, he is responsible for supporting the Executive Committee across a portfolio of strategic initiatives designed to enhance the client proposition, improve operating efficiency, and drive business growth.

Prior to this, Gene was Head of Investment Strategy, responsible for chairing the Investment Committee and overseeing recommendations for Kleinwort Hambros’ investment management clients. He is the former manager of the award-winning Global Equity strategy and has a breadth of experience in managing multi-asset portfolios for private clients directly.

Following an MBA with finance concentration from London Business School in 2004, Gene was responsible for the investment function of London-based family office Karrig Strategic Capital, managing investment portfolios and supporting client activities across direct private equity and real estate.

Gene has a background rooted in engineering and technology, graduating summa cum laude with a BSc in Computer Science from Binghamton University, New York. He began his career developing aspects of the PATRIOT missile defense system with Raytheon Company, and then early FIX equity trading networks with Thomson Financial in Boston.

As Head of Investment Management, Andrew manages some of Kleinwort Hambros' most significant Discretionary and Advisory mandates. Andrew joined the group in 2008 and has more than 20 years of portfolio management experience.

Andrew is a member of the Kleinwort Hambros Investment Committee and the Kleinwort Hambros Executive Committee.  He is an Associate member of the Chartered Institute for Securities & Investment (CISI) and holds the CISI Level 6 Certificate in Private Client Investment Advice & Management.

With Kleinwort Hambros since 2019, Rob leads our Key Client and International Private Banking business. In this role, Rob oversees our coverage and relationship teams serving the Bank’s larger clients, family offices, as well as our international market coverage, including UK resident non-domiciles (UK RND).

Rob has enjoyed a 20+ year career in private client wealth management, working at Coutts, BNP Paribas Fortis, & Adam & Company, before joining KH from Julius Baer International where he was Head of Relationship Management.

Rob holds Batchelors’ degrees from the Universities of Durham & Manchester, an MBA from Henley Business School, and is a Chartered Fellow of the Chartered Institute for Securities and Investment.