Meet some of the people who work at Kleinwort Hambros
Our employees reflect our values of professionalism, innovation and team spirit. They are focused on delivering results for the business and for our clients in a sustainable manner, by developing long-term, enduring relationships with clients, colleagues and partners.
Meet some of our employees by following the links on the right.
Group Chief Executive Officer
John holds the position of Kleinwort Hambros Group Chief Executive Officer having been appointed to this role on 1st July 2018. As CEO of Kleinwort Hambros, John has the overall responsibility for implementing the strategic objectives of the Group business and ensuring the KH Group remains a major brand within the UK wealth management market.
Prior to being appointed CEO he was the KH Group Commercial Director with responsibility for defining the commercial proposition and strategic direction for Kleinwort Hambros. John joined SGPB Hambros in May 2011 having previously been Head of Private Clients at Barings where he was responsible for the development of both the onshore and offshore private client business.
John joined Baring Asset Management in 2002 from Merrill Lynch, where he worked in the International Private Client Group and held the position of Managing Director for the United Kingdom and Ireland.
His fourteen year tenure at Merrill Lynch included running both offshore and onshore private client business in the UK as well as managing the Merrill Lynch offices in Geneva and Dubai.
Prior to Merrill Lynch John worked at Schroders in the Institutional Equity Division. John received a BA from Durham University and spent three years in the Army.
Deputy Chief Executive Officer
Gabrielle Branson was appointed Deputy CEO on 1 July 2018. She has also been a member of the Board of SG Kleinwort Hambros Bank limited since October 2012.
As a Managing Director and Group Secretary General of Kleinwort Hambros Gabrielle is responsible for the Banks’ regulatory relationships and leads multi-jurisdictional senior management teams for legal, compliance, financial crime, client tax affairs, corporate secretariat and office of the CEO.
Gabrielle has extensive knowledge and experience in private banking and asset management having previously covered a variety of senior management and commercial positions including as Head of UK Domestic Private Banking, Group Business Manager, Director of Product Development and Sales Management and Senior Private Banker as well as General Counsel.
Gabrielle has a Masters in Business Administration with distinction from Said Business School, Oxford University, and is a member of the Law Society having trained and practiced as a financial services lawyer with Hogan Lovells.
Gabrielle is a Société Générale Ambassador and a member of the Société Générale Private Banking Group Management Committee. Her personal interests include alpine skiing, hiking and watching a wide variety of sports.
Chief Investment Officer and Deputy CEO
Mouhammed is deputy Chief Executive Officer and Chief Investment Officer for Kleinwort Hambros heading up the investment management team. He is responsible for all aspects of the investment proposition, leading a team of experienced investment strategists and portfolio managers. He also co-chairs the Global Investment Committee for Societe General, Kleinwort Hambros’ parent company.
He is a frequent speaker at conferences and events, and a regular contributor to the media. In the past few years, the investment team has secured a number of industry awards and accolades for excellence and investment performance including Investment Team of the Year.
Previously, Mouhammed was Head of Multi-Asset Class investing at Morgan Stanley for Europe, Middle East and Asia, where he was responsible for managing portfolios for private (UHNW individuals and family offices) and institutional (endowments, charities) clients. Prior to joining Morgan Stanley in 2002, Mouhammed spent his early career in the fixed income division of Citigroup’s investment bank in New York, London and Madrid.
Mouhammed has a Masters in Finance with distinction from London Business School, and a Bachelor’s degree with first class honours from the University of London, King’s College. He is also a CFA charter holder and a member of the CFA Institute.
Mouhammed is a board member and trustee for a number of educational charities, and serves as a school governor at a local secondary school. His personal interests include long distance triathlons, hiking and dance theatre.
Gibraltar Chief Executive Officer
Societe Generale Private Banking Hambros (SGPB Hambros)
Mrs Emma Perez is the Chief Executive Officer of SGPB Hambros in Gibraltar and has a comprehensive knowledge of the banking industry. Emma joined the group in 2001, heading up the finance department in Gibraltar. She was made a director of the Gibraltar entity in 2002 and later become deputy MD responsible for all support functions.
She has held her current role since 2006 and was therefore in situ during the acquisition of ABN Gibraltar in 2008, where she was instrumental in ensuring the full integration of the two businesses.
Emma has previously held the post of president of the Gibraltar Bankers Association and is currently a non-executive member of the Gibraltar Financial Services Commission. A fellow of the Chartered Association of Certified Accountants, Emma trained with KPMG before moving to Credit Suisse to pursue her banking career.
She is married and has two daughters who take up all of her spare time. Emma was included in the Citywealth IFC Power Women top 200 list for 2015.
Channel Islands Chief Executive Officer
SG Kleinwort Hambros (Channel Islands) Limited
Christophe Huchet was appointed CEO of SG Kleinwort Hambros (Channel Islands) Ltd on 1 January 2019 and member of the Board of SG Kleinwort Hambros CI Bank ltd and SG Kleinwort Hambros Trust Ltd. Christophe is also member of the Executive Committee of Kleinwort Hambros.
Prior to this, Christophe was Deputy CEO of SG Kleinwort Hambros (Channel Islands) Ltd for one year and previously CEO of SG Group Head of Tax for South Europe and COO of SG Milan branch since July 2016.
Since his new appointment, Christophe has focused on the integration and development of the firms’ offshore business in the Channel Islands both on the Bank and the trust side.
Having received a Master Degree in Tax Law (DJCE) from Rennes University in July 1996, Christophe began his career with PwC in Gabon for 2 years before moving to Paris to work for Exane SA as Head of tax and legal. In 2003 Christophe Joined SG Group when he has held various positions within the Tax Department first in Paris dedicated to the investment bank division, then in Hong Kong in 2007 when he set-up the tax functions for the non investment Bank before moving in Milan in 2011 as SG Group head of tax for Italy and then Italy and Switzerland.
Christophe is married with 3 children and resides in Jersey. His personal interests include alpine skiing, tennis and wake boarding.
Head of Private Banking, Commercial Director
Paul is Head of KH Private Banking and Commercial Director of Kleinwort Hambros, part of the Societe Generale group. He is responsible for defining the commercial proposition and strategic direction of the Private Banking business across the UK, Ireland, the Channel Islands and Gibraltar.
Prior to the merger of Kleinwort Benson and SGPB Hambros, Paul was the Head of Private Banking at Kleinwort Benson (‘KB’), having joined in 2011.
Paul’s career has involved senior leadership positions in international investment banking and asset management organisations. Immediately prior to joining KB, he established and ran a successful family office.
Paul holds a degree in economics and is a Fellow of the Institute of Chartered Accountants in England and Wales.
Head of HR
Elena Orsini has joined SG Hambros as Head of HR in January 2016 and has subsequently taken the same role in Kleinwort Benson from 15 July of the same year.
In her role, Elena supervises the delivery of the HR services, ensuring consistency of the initiatives and full alignment with the business strategy. As a trusted advisor to the executive committee, Elena delivers the annual business plan, contributing to the firm’s competitiveness by maintaining critical staffing levels and strategic talent management and by facilitating organisational change.
With 20 years of experience in HR management, Elena has worked in France, the Middle East and the UK and has experienced both a large multinational and a dynamic start up.
Elena holds a master degree in Organizational Psychology from the University of Paris and an executive MBA from CASS Business School, London.
She is passionate about travelling, understanding cultural differences and promoting personal development at all stages of the career. She is member of several HR bodies in different countries and a contributor to a number of online publications about HR management and the future of work.
Chief Operating Officer
Tara is the Group Chief Operating Officer for SG Kleinwort Hambros with management responsibility for various support functions including: Operations, IT, Project Office, Premises and Facilities, Business Continuity and Outsourcing/procurement. The role geographically covers London, Jersey, Guernsey, and Gibraltar.
Prior to her current role Tara was Head of the COO Office for the UK branch of Societe Generale, supporting the EMEA COO on all matters affecting the UK Branch. Tara is a Non-Executive Director on the board of Societe Generale International Ltd, the agency broker and prime services subsidiary of Societe Generale’s market activities which offers execution, clearing, financing and prime brokerage services.
Tara was called to the bar in 1998 (Gray’s Inn) and practiced as a Solicitor from December 2002 until her move into the COO area in 2013. Tara has substantial employment law experience covering a range of industries, as well as private practice experience.
Outside of Kleinwort Hambros Tara is a Trustee of Family Fund, one of the UK’s largest charities providing over £36m in grants for families raising disabled or seriously ill children. She is a keen mountain climber having climbed Aconcagua, Mont Blanc and Kilimanjaro and enjoys running and cycling regularly.
Oliver Duplan Meredith
Chief Financial Officer
Oliver Meredith was appointed Chief Financial Officer of SGPB Hambros in 2009. Oliver is also an executive director of SG Kleinwort Hambros Bank Limited and SG Hambros Limited being the group holding company.
Oliver has full responsibility for the Treasury and ALM function for Kleinwort Hambros. Oliver’s key current responsibilities are to create combined Kleinwort Hambros finance teams across locations by retaining key skills and knowledge. He is also responsible for maintaining accurate Prudential Regulatory monitoring reporting and relevant financial control including performance management for the Kleinwort Hambros businesses throughout multiple transformation scenarios as part of the bank reorganisation plans.
Oliver manages finance teams based in the United Kingdom, Jersey and Guernsey, Gibraltar and the services of outsourced finance hubs located in Bucharest and Bangalore. Oliver is also responsible for the Treasury and ALM teams based in the United Kingdom serving all Kleinwort Hambros locations.
Oliver is a Chartered Accountant and Fellow of the ICAEW. He enjoys a keen interest in cricket , walking and current coinage. He also enjoys recycling and renovation of cars and computers.
CEO and Group Head of Trust & Fiduciary Services
Phil joined the Kleinwort Hambros Group in 1990. He has held senior management roles in a number of areas, including Treasury, Investment Management, Risk and Commercial, both in Jersey and in London. He is a director of Kleinwort Hambros in the Channel Islands (for both the Bank and the Trust Company). In June 2018, Phil took over responsibility for the trust & fiduciary services activities of the Group.
Phil holds a BsC in Financial Services from the University of Manchester, and is a Chartered Fellow of the CISI. Outside of work, Phil is a qualified football coach and enjoys watching and playing many other sports. Phil is married with two children and is a keen reader, amateur meteorologist and chess player.
Chief Risk officer
David originally joined Kleinwort Hambros in 1987, working within various departments and gaining valuable Private Banking experience. He then moved to The Royal Bank of Canada where he spent a decade in senior roles, mainly within Treasury, including a secondment to Dubai.
He returned to Kleinwort Hambros in 2004 as Deputy Group Treasurer and subsequently moved into Risk in 2009. He was appointed Chief Risk Officer in June 2018.
David is a Chartered Fellow of the CISI. He is married with 3 teenagers and lives in Guernsey. Outside of work, David is a qualified hockey coach and is currently the lead coach for the Guernsey U18 girls' island squad.
Senior Management and Team Leaders
Director – Head of Key Client Team
Michael Magnay is responsible for managing the Kleinwort Hambros Key Client Team. The team manages domestic and international clients within a range of complex structures. Michael manages a wide range of private client, charity and trust portfolios, and is actively involved in the structuring of portfolios with a focus on risk and volatility management. He has also assisted with the set-up and creation of individual family offices for clients.
He has significant knowledge and experience in providing the advice and direction which enables entrepreneurs to meet their financial goals. The steps to achieving this involves the management of large single stock positions, timely disposal of vested stock, obtaining liquidity, establishing tax efficient vehicles and the maintenance of a regular and consistent income to replace salary.
In 2008 he opened the Kleinwort Benson Cambridge office with the mandate to grow and expand the Kleinwort Benson franchise in the East of England. In 2011 he returned to London to work in the family office business of Kleinwort Benson serving the largest clients of the bank. He joined the Key Client Team in Kleinwort Hambros in 2016.
Michael has a batchelors degree in European Studies, specialising in German, Politics and Economics from the University of Manchester. He is also a member of the Chartered Institute for Securities & Investment and is a qualified mortgage advisor.
Client Solutions Group Chief Operating Officer, and Head of Product Strategy
Kleinwort Hambros Client Solutions Group (CSG) combines a range of client service and product deliveries including Investment Management, Fiduciary, Credit and Banking, Communications, and special projects. As CSG Chief Operating Officer and Head of Product Strategy, Delyth works across multiple teams, to define and execute product and service deliveries, as well as spearheading a number of special projects.
Delyth has extensive experience and knowledge in asset management and private banking. Prior to her current role, Delyth was Chief of Staff for the Wealth Management Services division, and previously held roles as Head of Investment Solutions, Head of Funds Research and Structured Credit Analyst. Since the merger of Kleinwort Benson with SG Hambros, Delyth has been significantly focussed on integration activities.
Prior to joining Kleinwort Benson in 2000, Delyth spent 9 years with Citibank in roles in Investment Advisory and Credit Analysis.
Delyth has a Masters in Property Law and Valuation from Cass Business School and a BA from Durham University. Delyth is a member of the Chartered Institute of Securities and Investment (MSCI), Royal Institute of Chartered Surveyors (MRCS) and Institute of Directors.
Outside Kleinwort Hambros, Delyth is a Trustee and Vice Chair of the 500 year old Cloudesley Charity, which supports vulnerable people through various organisations in the London Borough of Islington. Delyth enjoys hiking, singing and performing, as well as supporting her two daughters’ theatrical ambitions.
Director - Co-Head of UK Domestic
Dominic Peyton joined SGPB Hambros in 2010 as a Senior Private Banker and became a Director in charge of one of the UK Domestic teams in 2015. He was subsequently appointed head of one of the new UK Domestic teams for Kleinwort Hambros in 2016.
In his role, Dominic manages a large team of private bankers looking after UK resident clients from a variety of sectors – typically either Entrepreneurs or City professionals. He also manages his own portfolio of long-standing clients.
Dominic holds a Bachelor of Science degree in Geography from The University of Hull. He is a Chartered Wealth Manager and a Chartered Fellow of the Chartered Institute for Securities & Investments. In 2017, Spear’s named Dominic in their Top Recommended High Net Worth Wealth Managers index.
Prior to his career in private banking Dominic completed a full circumnavigation in the 1998 Clipper Ventures round the world yacht race.
Director – Head of UK Private Banking
Andy is Head of Private Banking in the UK for Kleinwort Hambros responsible for the domestic and international private banking in the UK. Prior to taking up this position Andy was responsible for Kleinwort Hambros Key Clients Segment where he also looked after a portfolio of his own clients resident in both the UK and Overseas. Andy started his career with Coutts & Co in August 1984 where he spent 17 years advising private and corporate clients on all aspects of banking, credit, investments and financial planning before moving to Credit Suisse Private Banking to help set up their new wealth management offering. He joined Kleinwort Hambros in January 2005.
Director – Private Banking and Head of Newbury
Rebecca joined SGPB Hambros in September 2009 to develop the regional office in Newbury covering the Thames Valley, Oxford, Reading, Southampton and the south coast. In this time she has built up the team and she personally advises a range of private clients, private trusts and charities on banking, lending and asset management.
She and the team work closely with the award-winning investment team at Kleinwort Hambros particularly focussing on risk management and a core component to the advice is the strength of the London wealth planning team.
She is Head of Philanthropy, and is building the partnership with Global Philanthropic a business that offers philanthropic advisory services for donors both private individuals and strategic advice to charities.
Head of Private Banking, Channel Islands
Matt Falla joined SGPB Hambros in December 2005 as a Senior Private Banker, from HSBC International where he was Regional Manager – Middle East & Africa in fund distribution.
In 2011 Matt was made head of the Financial Intermediaries Team in Jersey, progressing over the next few years to be promoted to Group Head in 2015.
In March 2018 Matt was promoted to Head of Private Banking, Channel Islands and relocated to Guernsey. Matt has responsibility for the Private Banking team in Guernsey and Jersey, which provides banking and investment solutions to domestic and international clients and Financial Intermediaries.
Matt holds the SII Diploma, Certificate in Mortgage Advice & Practice (CeMap), Islamic Finance Qualification and Investment Advice Certificate amongst other qualifications.
Matt’s career in Banking started straight from school and has seen him work in Australia, Greece, the Middle East, Africa and Mauritius.
Director – Private Banking and Head of Edinburgh
Chris Thomson founded and heads up Kleinwort Hambros’ Edinburgh office covering Scotland, the north of England and Northern Ireland although the office has clients from across the UK, Channel Islands and sometimes beyond. He joined Hambros in 2008 from Kleinwort Benson where he started in Private Banking so the recent merger brings two strands of his history together.
Prior to Kleinwort Benson, Chris spent twelve years in investment banking split between London and New York. The technical and corporate knowledge from this time has proved invaluable in assisting his clients to navigate the complexities of modern investing and wealth planning.
Being back in his native Edinburgh has allowed Chris to develop some long standing and loyal relationships with individuals and trusts, helping them to fulfil their financial aspirations. Chris has considerable expertise in advising charities and is a member of the Chartered Institute for Securities & Investment. He holds the Level 6 Private Client Investment Advice and Management qualification and in 2014 he attained the Chartered Wealth Manager designation.
Director - Co-Head of UK Domestic
Andrew Costard has over 30 years experience in private banking, with the vast majority of that time spent in client-facing roles. He joined SGPB Hambros in 1998 having worked previously at two other leading UK private banks. Originally appointed as a Senior Private Banker, he was a Director heading one of the UK Domestic teams prior to the merger with Kleinwort Benson. He was subsequently appointed head of one of the UK Domestic teams for Kleinwort Hambros in 2016.
Andrew’s role involves managing a team of experienced private bankers looking after UK resident clients from a variety of sectors – but including inherited wealth and retired, City professionals such as lawyers and investment bankers, entrepreneurs and owner managers of businesses. He also manages his own portfolio of long-standing clients, some of whom have complex multi-jurisdictional issues.
He is a director of SG Hambros Trust Company Limited and also has managerial responsibility for the bank’s Cambridge Office. He served as a director of the SG staff pension scheme for 10 years.
Andrew holds a Master of Arts degree in Modern History from the University of Oxford.
Head of Private Banking Jersey and Deputy Head of CI Private Banking
Thomas Joined SGPB Hambros in November 2014 as a Senior Private Banker before becoming a team leader. He became Head of Private Banking in Jersey before being also promoted to Deputy Head of CI Private Banking.
With over 20 years experience Thomas has responsibility for a team of Senior Private Bankers and their support staff. His team provides HNW and UHNW individuals, families and their structures with Banking, Lending, Investment and Wealth Planning. The team pride themselves on a service oriented offering providing flexibility and innovative solutions to meet their clients ever growing needs. The CI team won “Outstanding Private Bank - UK Crown Dependencies" at the Private Banker International awards in June 2017.
Thomas is also part of out Key Client Segment team and has responsibility for the co-ordination of this offering across the Channel Islands.
Thomas has worked for a number of well know financial institutions covering the HNW and UHNW markets and various geographical regions with particular focus on East Africa, Channels Islands and The UK res non Dom Market.
A keen sportsman in his youth he now plays golf, coaches football to juniors at a local football club and is a director of the Jersey2 Africa 4 football foundation. This foundation is dedicated to improving young lives in Africa both on and off the field using football as a way of enhancing the lives young men and women, boys and girls in the Mukuru slum in Nairobi.
Head of Business Development - Channel Islands
Born and educated in Jersey, Michelle then studied Mathematics at the University of Bath before taking up her first banking role with JP Morgan in Bournemouth. She returned to the Island in 2003 to work at HSBC Private Bank and study for her benchmark investment qualifications, taking on her first Private Banker role later that year. With a focus on international clients, Michelle furthered her studies with a financial derivatives qualification and her Investment Management Certificate.
A short sabbatical to travel then preceded a move to London in 2007 to work in the international team at Coutts & Co. Michelle expanded her focus to include UK resident but non-domiciled clients and undertook her CeMAP and PCIAM qualifications to become a Chartered Wealth Manager. A series of internal promotions saw her managing teams across London and the South East including supervising regulated advice and leading two large change projects.
Michelle took the decision to return to Jersey in 2014 to take up the role of Senior Private Banker with SGPB Hambros, targeted with growing the business and bringing on new clients. In 2015 Michelle was promoted to Head of Business Development for the Channel Islands business of SGPB Hambros, coordinating the CI Bank’s business development activity and new client acquisition strategy.
Head of Private Banking Core Team - Guernsey
Justine Walley is Head of Private Banking Core Team in Guernsey responsible for managing a team of Private Bankers and support colleagues to deliver the full range of Private Banking services including banking, investment solutions, credit and wealth planning. The team focus on HNW and UHNW clients based locally, internationally and throughout the UK.
In addition to this, Justine continues to manage her own portfolio of Private Clients.
Justine is a Chartered Member of the Chartered Institute for Securities and Investments, holds a BA (Hons) Degree in Hospitality Management, the Investment Advice Certificate, the Guernsey Insurance Certificate and will shortly embark on studying for the Certificate in Mortgage Advice & Practice. (CeMap)
Outside of the office and in between co-coordinating her two daughter’s highly complex extra-curricular activities timetable, Justine runs the occasional 5k, 10k or half marathon.
Chief Executive Officer - SG Trust (Asia) Ltd
SG Kleinwort Hambros Trust Group
Tony started his career in 1991 with Barclaytrust International Limited and, after a spell working in Geneva, ultimately managed the European Trust Teams of Barclays Private Bank based in Jersey.
Tony joined the Private Client Trust team of SG Hambros Trust Company in 2006. He also sat on the committee of the Jersey Trust Companies Association as well as the Trust committee of the Jersey Bankers’ Association.
Tony moved to Singapore in 2010 as Head of Fiduciary Services for SG Trust (Asia) Ltd before taking over as CEO in 2014. SG Trust (Asia) Ltd then became a wholly owned subsidiary of SG Kleinwort Hambros Trust Company (CI) Limited in 2016.
During his 26 year career in the trust industry, Tony has gained extensive experience in wealth structuring, succession planning, life insurance, family governance, UK tax, legal and regulatory issues.
Tony is a full member of the Society of Trust and Estate Practitioners and an alumnus of the Leadership Trust in the UK. Outside of work, Tony is an avid sportsman having played hockey at senior and cricket at junior county level in his younger days.
Director, Head of Cambridge Office
Mark joined Kleinwort Hambros in 2016 and has over 30 years of experience in financial services and private banking, both in the UK and more recently as Head of UK clients for a leading private bank in Monaco. Mark is a Fellow of the Chartered Institute for Securities & Investment and a Chartered Wealth Manager. He has a particular interest and experience in working with clients who are entrepreneurs and who are considering selling their business. He covers Cambridge, Norfolk, Suffolk and Essex areas.
Director, Head of Yorkshire Office
Richard joined Kleinwort Hambros in 2015, and has over 30 years’ experience of working in the private banking and wealth management industry, within the Yorkshire region. During the last 30 years Richard has dealt with a variety of high net worth individuals with differing backgrounds, and his client base includes Entrepreneurs, Retired Business Owners, Family Businesses and Landed Estates.
Head of UK Trusts
Rachel Iles is the Head of UK Trusts for Kleinwort Hambros. She is a Director of both SG Hambros Trust Company Limited, which is a wholly owned subsidiary of SG Kleinwort Hambros Bank Limited, and SG Kleinwort Hambros Trust Company (UK) Limited, which is a wholly owned subsidiary of Kleinwort Benson Bank Limited. Both SG Kleinwort Hambros Bank Limited and Kleinwort Benson Bank Limited are wholly owned by SG Kleinwort Hambros Limited. Kleinwort Hambros forms part of Societe Generale Private Banking’s Global Wealth Planning Solutions centre of Expertise. Global Wealth Planning Solutions are regarded as a core component of the Group’s private banking activity.
Rachel has worked in the trust industry for 32 years, having started her career with Coutts and Co.
Rachel is an Associate of the Chartered Institute of Bankers and a member of the Society of Trust and Estate Practitioners . She is the Head of both Trust Companies and is directly responsible for UK Charitable Trust clients in both helping our clients implement the right structure and administering the structure.
The UK Trust business offers the services of a corporate trustee to our clients and also acts as administrator and or company secretary. The business consists of Private Trusts, Corporate Trusts and Charitable Trusts.
If you would like to know more about SGPB services or you have a specific requirement please contact Rachel on the contacts listed above.
Head of Investment Strategy
Gene is responsible for portfolio investment strategy with expertise in asset allocation,security selection and portfolio construction. Gene is Deputy Chairperson of the Kleinwort Hambros Investment Committee reporting to the Chief Investment Officer, and oversees portfolio recommendations for Kleinwort Hambros’ investment management clients.
Previously, Gene was Portfolio Manager and Director of Research for Karrig Strategic Capital LLP, a London-based multi-family office investing across a wide range of traditional and alternative assets in both public and private markets. Gene spent his early career developing electronic equity trading networks with Thomson Financial and affiliated companies based in Boston, and initially as an engineer with Raytheon Company.
Gene has a Master’s in Business Administration with finance concentration from London Business School and graduated summa cum laude from Binghamton University, New York with a BSc in Computer Science. He also holds the Private Client Investment Management Certificate and is a member of the Chartered Institute for Securities & Investment.
Chief Market Strategist
Since 2012, Fahad Kamal has led the firm on developing and articulating its macroeconomic views, and translating these views into actionable investment strategy. He sits on KH’s Investment Committee, as well as Societe Generale Private Bank’s Global Investment Committee. Previously, he has worked for the US Agency for International Development and the RiskMetrics Group.
Fahad holds an Economics degree from the George Washington University and an MBA from the Cass Business School. He is also a member of the Chartered Institute for Securities & Investment.
Head of Execution Only
Ben joined the Group in 2006 as a Money Market Dealer in the Treasury department, then located in Guernsey. There he developed a strong knowledge of Treasury and FX instruments and a deep understanding of risk management and regulations. In 2010 he moved to London to help setup the Market Solutions department which comprised Treasury, FX and a Professional client execution service. During this time he was responsible for developing the Private Banking Tactical FX Newsletter offering and improving execution capabilities for Foreign Exchange instruments across the Group.
In 2017 Ben moved out of the Treasury department to lead the implementation of the Kleinwort Hambros Execution Only Service. In his current role he is tasked with developing the Group’s execution capabilities to meet client needs across a wide range of asset classes.
Head of Portfolio Management Solutions
Andrew joined Kleinwort Benson in 2008. As Head of Portfolio Management, Andrew manages some of the firm’s most significant Discretionary and Advisory mandates.
Andrew read History at King's College, London before qualifying and practising as a solicitor in the 1990s. In the early 'Noughties' Andrew joined one of London's leading stockbrokers where he worked as a portfolio manager. Andrew is an Associate member of the Chartered Institute for Securities & Investment (CISI) and holds the CISI Level 6 Certificate in Private Client Investment Advice & Management.
Head of Banking & Credit Solutions
Paul is the Head of Banking & Credit Solutions, in which he has responsibility for the commercial delivery of the on-balance sheet products of Kleinwort Hambros. He oversees the end-to-end delivery of the Deposit and Lending propositions, working with the various stakeholders to deliver a world class range of solutions for Kleinwort Hambros' clients.
Paul joined the Risk Management department of SG Hambros from Lehman Brothers in 2008. He transferred to the Treasury desk in 2011 as a dealer, where he and the team had responsibility for the day to day management of the Bank’s balance sheets. He was promoted to the Head of Treasury for Kleinwort Hambros in 2017, overseeing the merger of SG Hambros and Kleinwort Benson. He was promoted to his current position in 2019.
Paul holds a Bachelor’s degree in Finance from Queen’s University Belfast and has been a CFA charterholder since 2012.